Complaints Policy

Your right to complain

These are the internal complaints handling procedures of Lansdown Financial Limited (referred to below as “LFL”).

LFL strives to offer the best service possible. However, every so often a consumer can feel unhappy. Perhaps you had to
wait for ages, only to find out that there is very little we can do for you. Perhaps you felt that you were not treated with
respect or courtesy. Perhaps our advice didn’t help or was wrong.

Unfortunately, these things happen. We know we are not perfect. But we aim to be. That is why we have a complaints
procedure. Sometimes we can put things right; sometimes we can only explain ourselves and apologise.

We strive to learn from our mistakes, what you tell us helps to improve our service to you and others.

We will treat your complaint confidentially, seriously and quickly.

What can I do?

It is important to let LFL know that you are unhappy and to give us the chance to put things right. Don’t be afraid to ask
to speak to a manager – she or he might be able to sort out the problem straight away. Otherwise, move to the more
formal process.

Making a formal complaint

There are several ways to make a complaint.

1. Tell us in person if you are at our offices
2. Email:
3. Phone: 0121 630 2040
4. All written complaints should be addressed to:
The Complaints Manager
Lansdown Financial Limited
3 The Quadrant
Suite 112
Warwick Road

Acknowledging your complaint

We will send you a written or electronic acknowledgement of a complaint within five business days of receipt, giving the
name or job title of the individual handling the complaint, together with a copy of these internal complaints handling

Investigating your complaint

Your complaint will be investigated by the Complaints Manager. If this person was involved in the matter which is the
subject of the complaint, then we will substitute another person of at least the same competence (if possible to do so).
The Complaints Manager will have the authority to settle complaints (including the offering of redress where
appropriate) or ready access to someone with the necessary authority.

Responding to your complaint

Our final response to your complaint will address the subject matter of your complaint. If your complaint is upheld, you
will be given a full apology and, where appropriate, be given details of any action that LFL is taking to put things right.

LFL will aim to send you a final response to your complaint within eight weeks of receipt. However, if we are not able to
provide a full response within eight weeks, e.g. because the issue is complicated, the reasons for the delay will be
explained and we will indicate when we expect to be able to provide the final response.

Financial Conduct Authority

If we are unable to resolve your complaint then you can have the option to have the complaint independently looked at. If your complaint is about poor service then it should be referred to the Financial Ombudsman Service (FOS); if your complaint is about poor conduct then it should be referred to the Financial Conduct Authority (FCA).

The Financial Conduct Authority aims to ensure that CMC´s provide a high quality, good value service that helps customers pursue legitimate claims for redress, and to benefit the public interest.

If you would like more information about the Financial Ombudsman Service or the Financial Conduct Authority , their contact details are as follows:, or

FCA Head Office
12 Endeavour Square
E20 1JN

Call 0800 111 6768 (freephone) or 0300 500 8082 from the UK or +44 207 066 1000 from abroad, Monday to Friday, 8am to 6pm and Saturday 9am to 1pm.

For next generation text relay, please call us on (18001) 0207 066 1000.